Free · 2 minutes · No SSN · No hard inquiry

You don't get denied for your idea.
You get denied for your paperwork.

Ten questions. Get your Readiness Score, the exact gaps standing between you and an approval, and which one to close first.

Get My Readiness Score
Don't know your score? Get all 3 reports + monitoring →

How it works — 3 steps

Answer ten questions

Your entity, your foundation, your credit. Two minutes, answered from memory. Nothing to look up.

Get your Readiness Score

See what a lender sees when they pull your business — and exactly which fundability factors you're missing.

Close the gaps in order

Your path, ranked by what moves the needle first. Most gaps close in 30 to 60 days.

Start My Readiness Check

You're in control — we just show you what the lender is looking at.

Where should we send your score?

Your Readiness Score, your gap list, and your recommended next step.

Your business Is your business formally registered? How long have you been in business? Average monthly revenue

Your foundation Do you have an EIN from the IRS? Do you have a business bank account, separate from personal? Is your business listed with a business address and phone number? Do you have a DUNS number from Dun & Bradstreet?

Your credit Roughly where is your personal credit score? Any collections, charge-offs, or late payments on your report? How many business credit accounts or vendor tradelines report for your business?

Where to send your results

First name

Business name

Phone

How much funding are you looking for?

No SSN, no card, no hard inquiry. Your answers stay on our own server and are never sold or shared.

Wherever you land, there's a path

Three scores, three different next moves. None of them start with applying and hoping.

0 – 11 · Foundation First

Fix the file first

Applying now burns inquiries you can't get back. Clean the personal credit, then build the entity — in that order.

from $97

Find out where you stand

12 – 21 · Almost There

Close the gaps

You're two or three items from fundable. Usually the EIN, the bank account, the address listing, or utilization — and most close in 30 to 60 days.

Free session

See which gaps are yours

22 – 30 · Fundable

Build it and apply

Entity structured for approval, banking in place, application sequence run in the right order — soft-pull prequals first, hard pulls last.

Done for you

Start the check

You don't get denied for your idea.You get denied for your paperwork.